Last updated April 21, 2020
Debt Collection Notice
We are a debt collector. Any and all information you provide to us may be used to aid in our collection of debts. Accordingly, this and all other communications are from a debt collector in an attempt to collect a debt. Any information obtained will be used for that purpose.
Information We Collect
We collect information about you so we can continue to provide and improve our Services to you and other users of the Site. The information collected include items that you voluntarily provide to us or that we receive from third-parties about you, such as your name, address, loan or account number, phone number, comments as well as other information that may or may not specifically identify you such as your internet protocol address. The information collected on this Site may be stored at servers, computers, or other media located in the United States.
We may obtain personal and non-personal information about you from third-party sources, including our clients. This information may be utilized, analyzed, and/or compared with information that we have collected from you or that you have submitted to the Site. If the third-parties unlawfully obtained and/or provided the information to us you acknowledge and agree that your sole legal remedy is against the third-party that engaged in the unlawful activity.
We also utilize the services of one or more third-parties, including Amazon Web Services (“AWS”) and financial institutions who may process payments. When utilizing such third-party services, their privacy policies and practices will govern the handling of your data.
Information Collection Technology (Web Beacons and Cookies)
Our website currently does not utilize cookies, web beacons, or similar tracking devices.
Personal Information About Users Under 18 Years of Age Not Collected
The Site is meant for adults and those who have reached the age of majority as defined by the laws of their domicile. This Site is not meant for individuals under the age of 18 or those defined by the laws of their domicile as minors. Individuals under the age of 18 are not authorized to use this Site.
Information Use and Sharing
Your Information Will Not Be Sold
We will not sell any information you submit to us to any other third-party without prior written notice to you and an opportunity to opt-out.
Legal Process and Investigation Issues
From time to time, Gamache & Myers may be required to respond to a subpoena or similar investigative demand from law enforcement, a court order, a government agency, or a private litigant. Gamache & Myers reserves all rights to defend, within its sole discretion, against such legal requests, demands, and claims. For instance, Gamache & Myers may raise or waive legal objections or rights. Gamache & Myers also reserves the right to disclose your information, as allowed by applicable law, when we believe it is reasonably appropriate based on the situation. Such disclosure may occur, but is not limited to, disclosing your information in connection with efforts to: investigate, prevent, or commence other actions regarding suspected illegal activity or other wrongdoing; to protect, defend the rights, property or safety of our company, our users, our employees, or others; comply with applicable law or cooperate with law enforcement; or enforce our Site Terms of Service or other agreements or policies.
Notice about Social Security Numbers
We generally do not collect social security numbers; however, if we come into possession of users’ social security numbers or collects such information in the future, the information will be treated confidentially and will only be shared with our clients (i.e. your creditors) unless otherwise allowed by law or as reasonably necessary to pursue collection litigation or in pursuit of a post judgment remedy. Additionally, Gamache & Myers will take reasonable steps to limit the access to the social security numbers and take legally required steps of securing the transmission of the data.
Notice about the use of your telephone number
If you provide us with a contact telephone number on this site, you authorize us to contact you at the number provided. Also, you authorize us to leave a voice mail message that includes but is not limited exclusively to the following: the caller’s name, our firm name, a call back number and a statement that we are a debt collector.
Third Party Privacy Policies May Be Applicable
DO NOT TRACK REQUESTS
In some states, users may be entitled to know how we response to “Do Not Track” browser settings. Like many other websites and online services, we do not alter our practices because there is little consensus in the industry about what “Do Not Track” means.
Information Retention and Security
We may store your information for more than seven (7) years from the time of initial submission, as well as automated personal information we collect about you.
We take reasonable security measures to protect users’ information against unauthorized access, loss, alteration, or destruction. These measures include encryption and physical security measures to guard against unauthorized access to systems where we store personal information, and the usage of reputable third-party vendors. Despite these reasonable measures, we cannot guarantee our security measures are impenetrable. Therefore, although we take reasonable steps to secure your information, we cannot and do not promise or warrant that your information will always remain secure.
In certain situations, clients of Gamache & Myers may dictate how their personal information is used, stored, and processed. If you are a client, you may provide written instructions to Gamache & Myers about how you wish for your personal information to be treated.
This communication is with a debt collector in an attempt to collect a debt and
any information obtained will be used for that purpose.